[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.elvie.cz\/planujete-se-osamostatnit\/#Article","mainEntityOfPage":"https:\/\/www.elvie.cz\/planujete-se-osamostatnit\/","headline":"Pl\u00e1nujete se osamostatnit?","name":"Pl\u00e1nujete se osamostatnit?","description":"Osamostatnit se od rodi\u010d\u016f znamen\u00e1 naj\u00edt si vlastn\u00ed bydlen\u00ed a za\u010d\u00edt nov\u00fd \u017eivot. V\u011bt\u0161ina mlad\u0161\u00edch lid\u00ed si mysl, \u017ee je jednoduch\u00e9 postavit se na vlastn\u00ed nohy. Bohu\u017eel s prvn\u00ed v\u00fdplatou, ze kter\u00e9 v dne\u0161n\u00ed dob\u011b horko t\u011b\u017eko poplat\u00edte v\u0161echno co pot\u0159ebujete, p\u0159ich\u00e1z\u00ed pom\u011brn\u011b velk\u00e9 roz\u010darov\u00e1n\u00ed. Mnoho mlad\u00fdch sn\u00ed o tom, \u017ee si vyd\u011blaj\u00ed na vlastn\u00ed <a href=\"https:\/\/www.elvie.cz\/planujete-se-osamostatnit\/\"> read more <span class=\"meta-nav\"><\/span><\/a>","datePublished":"2023-07-15","dateModified":"2023-08-17","author":{"@type":"Person","@id":"https:\/\/www.elvie.cz\/author\/#Person","name":"","url":"https:\/\/www.elvie.cz\/author\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/68b3ed45b3ae6ecdad6bfa25b4077e93536d7764172b2830acbdb661d7242512?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/68b3ed45b3ae6ecdad6bfa25b4077e93536d7764172b2830acbdb661d7242512?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"elvie.cz","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/www.elvie.cz\/wp-content\/uploads\/house-1836070_640_10_10_2.jpg","url":"https:\/\/www.elvie.cz\/wp-content\/uploads\/house-1836070_640_10_10_2.jpg","height":0,"width":0},"url":"https:\/\/www.elvie.cz\/planujete-se-osamostatnit\/","about":["Byt"],"wordCount":406,"articleBody":"   Osamostatnit se od rodi\u010d\u016f znamen\u00e1 naj\u00edt si vlastn\u00ed bydlen\u00ed a za\u010d\u00edt nov\u00fd \u017eivot. V\u011bt\u0161ina mlad\u0161\u00edch lid\u00ed si mysl, \u017ee je jednoduch\u00e9 postavit se na vlastn\u00ed nohy. Bohu\u017eel s prvn\u00ed v\u00fdplatou, ze kter\u00e9 v dne\u0161n\u00ed dob\u011b horko t\u011b\u017eko poplat\u00edte v\u0161echno co pot\u0159ebujete, p\u0159ich\u00e1z\u00ed pom\u011brn\u011b velk\u00e9 roz\u010darov\u00e1n\u00ed. Mnoho mlad\u00fdch sn\u00ed o tom, \u017ee si vyd\u011blaj\u00ed na vlastn\u00ed d\u016fm, jen\u017ee to nen\u00ed tak jednoduch\u00e9. Dnes jsou ceny opravdu vysok\u00e9 a kv\u016fli tomu je vlastn\u00ed d\u016fm zejm\u00e9na pro mlad\u00e9 lidi pom\u011brn\u011b nedostupn\u00fd. V\u0161echno se d\u00e1 ale n\u011bjak vy\u0159e\u0161it.Jak je to s hypot\u00e9kou? Jen hrstka lid\u00ed si vyd\u011bl\u00e1 tolik pen\u011bz, \u017ee si mohou koupit d\u016fm za hotovost. Naprost\u00e1 v\u011bt\u0161ina lid\u00ed si mus\u00ed platit d\u016fm \u010di byt pomoc\u00ed hypot\u00e9ky. Posledn\u00ed dva roky banky zp\u0159\u00eds\u0148ovaly podm\u00ednky pro jej\u00ed z\u00edsk\u00e1n\u00ed a\u017e do t\u00e9 m\u00edry, \u017ee na n\u011b nedos\u00e1hne skoro nikdo. A v\u00fdsledkem byl markantn\u00ed pokles z\u00e1jmu o \u00fav\u011bry na bydlen\u00ed. To samoz\u0159ejm\u011b donutilo banky pravidla zm\u00edrnit a dnes na hypot\u00e9ku dos\u00e1hnou op\u011bt i lid\u00e9, pro kter\u00e9 to byl dodnes jen sen. Banka v\u00e1m spo\u010d\u00edt\u00e1 na z\u00e1klad\u011b va\u0161ich p\u0159\u00edjm\u016f a v\u00fddaj\u016f, zda dok\u00e1\u017eete \u00fav\u011br bez probl\u00e9m\u016f platit.Jakmile m\u00e1te vy\u0159e\u0161en\u00e9 finance, \u010dek\u00e1 v\u00e1s \u0159e\u0161en\u00ed ot\u00e1zek jako jestli opravit star\u0161\u00ed d\u016fm a nebo se vrhnout do stavby nov\u00e9ho domu, a p\u0159\u00edpadn\u011b kde koupit pozemek. Dnes se lid\u00e9 pot\u00fdkaj\u00ed i s nedostatkem lukrativn\u00edch pozemk\u016f, proto\u017ee nejv\u011bt\u0161\u00ed z\u00e1jem je tradi\u010dn\u011b o ty bl\u00edzko m\u011bst, kde je dobr\u00e1 ob\u010dansk\u00e1 vybavenost a dopravn\u00ed obsluha. Nikdo nechce \u017e\u00edt tam, kde li\u0161ky d\u00e1vaj\u00ed dobrou noc.Nejlep\u0161\u00ed je stav\u011bt nov\u00fd d\u016fm, proto\u017ee za\u010dnete na zelen\u00e9 louce. Dnes jsou popul\u00e1rn\u00ed n\u00edzkoenergetick\u00e9 domy, kter\u00e9 budou m\u00edt ni\u017e\u0161\u00ed n\u00e1klady na provoz. Obsahuj\u00ed tepeln\u00e9 \u010derpadlo, kter\u00e9 sn\u00ed\u017e\u00ed n\u00e1klady za vyt\u00e1p\u011bn\u00ed, i sol\u00e1rn\u00ed panely, d\u00edky kter\u00fdm si vyrob\u00edte vlastn\u00ed elekt\u0159inu a u\u0161et\u0159\u00edte za odb\u011br t\u00e9 od dodavatele. Postavit si takov\u00fd d\u016fm se dnes rozhodn\u011b vyplat\u00ed, proto\u017ee ceny za energie u\u017e asi ni\u017e\u0161\u00ed nebudou.                                                                                                                                                                                                                                                                                                                                                                                          3.8\/5 - (13 votes)        "},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"Pl\u00e1nujete se osamostatnit?","item":"https:\/\/www.elvie.cz\/planujete-se-osamostatnit\/#breadcrumbitem"}]}]