[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.elvie.cz\/dve-podminky-a-pujcka-je-vase\/#Article","mainEntityOfPage":"https:\/\/www.elvie.cz\/dve-podminky-a-pujcka-je-vase\/","headline":"Dv\u011b podm\u00ednky a p\u016fj\u010dka je va\u0161e!","name":"Dv\u011b podm\u00ednky a p\u016fj\u010dka je va\u0161e!","description":"Pokud v\u00e1s zaujala nebankovn\u00ed hypot\u00e9ka, pak jste u\u017e jist\u011b sly\u0161eli tak\u00e9 o jej\u00ed hlavn\u00ed podm\u00ednce. Vlastn\u011b jsou tyto podm\u00ednky dv\u011b. Ta, na kterou naraz\u00edte naprosto v\u0161ude, je p\u0159irozen\u011b solidn\u00ed bonita \u2013 tedy va\u0161e schopnost p\u016fj\u010den\u00e9 pen\u00edze spl\u00e1cet \u2013 a to jak nyn\u00ed, tak i v budoucnosti. Na takovou podm\u00ednku naraz\u00edte naprosto v\u0161ude, proto\u017ee je poskytovatel\u016f, <a href=\"https:\/\/www.elvie.cz\/dve-podminky-a-pujcka-je-vase\/\"> read more <span class=\"meta-nav\"><\/span><\/a>","datePublished":"2020-05-17","dateModified":"2020-05-17","author":{"@type":"Person","@id":"https:\/\/www.elvie.cz\/author\/#Person","name":"","url":"https:\/\/www.elvie.cz\/author\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/68b3ed45b3ae6ecdad6bfa25b4077e93536d7764172b2830acbdb661d7242512?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/68b3ed45b3ae6ecdad6bfa25b4077e93536d7764172b2830acbdb661d7242512?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"elvie.cz","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/www.elvie.cz\/wp-content\/uploads\/bitcoin%20v%20dlani.jpg","url":"https:\/\/www.elvie.cz\/wp-content\/uploads\/bitcoin%20v%20dlani.jpg","height":0,"width":0},"url":"https:\/\/www.elvie.cz\/dve-podminky-a-pujcka-je-vase\/","about":["Internet"],"wordCount":423,"articleBody":"   Pokud v\u00e1s zaujala nebankovn\u00ed hypot\u00e9ka, pak jste u\u017e jist\u011b sly\u0161eli tak\u00e9 o jej\u00ed hlavn\u00ed podm\u00ednce. Vlastn\u011b jsou tyto podm\u00ednky dv\u011b. Ta, na kterou naraz\u00edte naprosto v\u0161ude, je p\u0159irozen\u011b solidn\u00ed bonita \u2013 tedy va\u0161e schopnost p\u016fj\u010den\u00e9 pen\u00edze spl\u00e1cet \u2013 a to jak nyn\u00ed, tak i v budoucnosti. Na takovou podm\u00ednku naraz\u00edte naprosto v\u0161ude, proto\u017ee je poskytovatel\u016f, p\u016fj\u010dek ulo\u017een\u00e1 z\u00e1konem, tak\u017ee se j\u00ed nikde nevyhnete. Rozd\u00edl je jen v tom, jak k jej\u00edmu posuzov\u00e1n\u00ed jednotliv\u00ed poskytovatel\u00e9 \u00fav\u011br\u016f p\u0159istupuj\u00ed.Z tohoto hlediska je mnohem z\u00e1sadn\u011bj\u0161\u00ed podm\u00ednkou nutnost ru\u010dit majetkem, konkr\u00e9tn\u011b nemovit\u00fdm majetkem. Nemovitosti jsou snad v ka\u017ed\u00e9 dob\u011b jistotou, o kterou se d\u00e1 op\u0159\u00edt, by\u0165 jejich hodnota v \u010dase kol\u00eds\u00e1. Nikdy ov\u0161em nebude nulov\u00e1. Tak\u017ee kdy\u017e se za p\u016fj\u010den\u00e9 pen\u00edze zaru\u010d\u00edte nemovitost\u00ed, nebude se poskytovatel p\u016fj\u010dek b\u00e1t, \u017ee o sv\u00e9 finance p\u0159ijde a r\u00e1d v\u00e1m je sv\u011b\u0159\u00ed.Hodn\u011b lid\u00ed se ru\u010den\u00ed nemovitost\u00ed ob\u00e1v\u00e1, ale to je vlastn\u011b omyl, kter\u00fd vych\u00e1z\u00ed z nepochopen\u00ed takov\u00e9 z\u00e1ruky. I kdy\u017e budete nemovitost\u00ed ru\u010dit, tak to automaticky neznamen\u00e1, \u017ee o ni p\u0159ijdete. Dokonce o ni nemus\u00edte p\u0159ij\u00edt ani ve chv\u00edli, kdy m\u00e1te n\u011bjak\u00e9 p\u0159echodn\u00e9 pot\u00ed\u017ee. Ov\u0161em pokud by se v budoucnosti uk\u00e1zalo, \u017ee \u00fav\u011br nejste schopni trvale spl\u00e1cet, pak plat\u00ed, \u017ee o takov\u00fd majetek opravdu p\u0159ijdete. To se ov\u0161em nest\u00e1v\u00e1 p\u0159\u00edli\u0161 \u010dasto. V ka\u017ed\u00e9m p\u0159\u00edpad\u011b je zodpov\u011bdnost\u00ed ka\u017ed\u00e9ho \u017eadatele, aby si d\u016fkladn\u011b spo\u010d\u00edtal, zda p\u016fj\u010dku, o kterou m\u00e1 z\u00e1jem, bude schopn\u00fd spl\u00e1cet, a zda takovou \u00fav\u011brovou z\u00e1t\u011b\u017e unese.A pokud jde o konkr\u00e9tn\u00ed nemovitost, jakou m\u016f\u017eete k ru\u010den\u00ed vyu\u017e\u00edt, v\u011b\u0159te tomu, \u017ee mo\u017enost\u00ed je nespo\u010det. P\u016fj\u010dku si m\u016f\u017eete sjednat prakticky s pomoc\u00ed libovoln\u00e9ho druhu majetku, a je jedno, zda je to d\u016fm, kter\u00fd ob\u00fdv\u00e1te, anebo v\u00fdrobn\u00ed hala, ve kter\u00e9 podnik\u00e1te. M\u016f\u017eete si sjednat nebankovn\u00ed hypot\u00e9ku na pozemek, stejn\u011b tak jako na dru\u017estevn\u00ed byt, anebo na va\u0161i rekrea\u010dn\u00ed chatu. Ka\u017ed\u00fd majetek m\u00e1 svou hodnotu, a pr\u00e1v\u011b od t\u00e9to hodnoty se odv\u00edj\u00ed, jak vysokou sumu pen\u011bz m\u016f\u017eete oproti z\u00e1ruce z\u00edskat.                                                                                                                                                                                                                                                                                                                                                                                          4.6\/5 - (8 votes)        "},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"Dv\u011b podm\u00ednky a p\u016fj\u010dka je va\u0161e!","item":"https:\/\/www.elvie.cz\/dve-podminky-a-pujcka-je-vase\/#breadcrumbitem"}]}]